You'll feel right at home with me!: January 2012

Your Century 21 Newsletter

The CENTURY 21 Newsletter 01/25/2012
A Special Message:

I am pleased to present you with the latest issue of Life@Home. Delivered to home buyers, sellers and owners on a monthly basis, this electronic newsletter is designed to give you the real estate information that is important to you. In each issue, you will find practical tips and articles related to buying, selling or owning a home, as well as the latest news on real estate trends. I hope that you enjoy this issue of Life@Home. If I can be of any assistance, please do not hesitate to contact me.

JodiAnn Garone
CENTURY 21 Cataneo & Associates
33 West Main Street
Holmdel , NJ 07733
Phone 732.444.6555
Cell 732.221.9331
Fax 732.444.6646

Super Bowl XLVI is right around the corner, and so is the CENTURY 21® Super Bowl Commercial!

For the first time in the 40-year history of our brand, we will air a commercial during the most watched television event of the year.

The Super Bowl has a unique place in American television: when the commercials air, viewers actually start paying more attention to the broadcast. Did you know that over 111 million people are expected to watch this year's Super Bowl, and I hope you will be watching and see CENTURY 21 Agents right in the middle of it!

On February 5th, tune in to your local NBC station to watch as CENTURY 21 Real Estate takes a new place in history! We are sponsoring a full half-hour segment in pre-game, and we air 11 pre-game commercials during that day. And of course, as our finale, our special :30 Super Bowl commercial will air in the 3rd quarter of the game itself.

Don’t forget to watch and vote for us! You’ll see exactly how to cast your vote for your favorite commercial on Super Bowl Sunday at

CENTURY 21 Agents: Smarter. Bolder. Faster.SM


Six questions to ask yourself before refinancing

Refinancing may sound like a great way to save money, but before you apply, answer these five important questions.

  1. Do I have the time to refinance? Like anything else that requires research and involves fine print, one must be able to set aside time to be cautious and through.
  2. Will refinancing be profitable? It is possible to lose money on a refinance, and it’s up to you to determine whether you can afford that risk.
  3. How much are the fees associated with refinancing? There are standard fees such as lender, title, inspection, insurance and other charges when refinancing. Don’t forget to factor in these upfront costs.
  4. What is my credit score? The better your credit score the better chance you have at a lower mortgage rate. If you have bad credit you may be unable to refinance.
  5. How much equity do I have in my home? Use a loan-to-value calculator to figure out your percentage (lender’s are looking for at least 20%)
  6. Do I qualify for a low rate? Consult a trusted lender and factor in the actual rate you qualify for to determine if you should still refinance.

Save money...even when dining out

  1. Go for lunch instead of dinner, entrees are cheaper.
  2. Eat earlier and take advantage of twilight specials or happy hour menus.
  3. Skip drinks and opt for tap water.
  4. Have dessert at home.
  5. Look for coupons or discounts on weeknights.


JodiAnn Garone

Cell 732-221-9331



 33 West Main Street, Holmdel, NJ 07733
 Phone 732-444-6555 x 127  Fax 732-444-6646


Comment balloon 2 commentsJodiAnn Garone • January 25 2012 09:50AM
Your Century 21 Newsletter
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